Few things are more terrifying for a cyclist than getting hit by a car — except maybe when the driver speeds off and leaves you behind. Unfortunately, hit-and-runs happen more often than we’d like to admit. Beyond the shock and the injuries, you’re left wondering: What now? Who’s going to pay for this?
Here are some important steps you should take if you’re ever the victim of a hit-and-run while riding your bike:
1. Call 911 Immediately
If you’re injured, your health is the top priority. Call emergency services right away, or have someone nearby do it for you. Even if the injuries seem minor, it’s important to get checked out by medical professionals and have the crash officially documented.
2. Get a Police Report
A hit-and-run is a crime. Make sure a police report is filed — this creates an official record of the incident, which will be vital for any insurance claim or potential case. Provide as much detail as you can: the driver’s direction, the vehicle’s color, model, or even partial license plate. Witnesses may also be able to help.
3. Gather Evidence if Possible
If you’re able, take photos of the scene, your bike, and your injuries. Check the area for nearby cameras — traffic lights, businesses, or doorbell cams. The police may be able to pull this footage to help track down the driver.
4. Explore Insurance Options
If the driver is not found, one option many cyclists overlook is their own uninsured motorist (UM) coverage. If you have auto insurance, UM coverage may apply even if you were riding your bike at the time of the crash. This type of insurance is designed to cover you when the at-fault driver has no insurance — or disappears completely, as in a hit-and-run.
Filing a UM claim can help cover medical bills, lost wages, and other damages. The process, however, can be complicated, and insurance companies may push back.
5. Talk to a Lawyer About Your Options
Every case is different, and knowing how to navigate insurance after a hit-and-run can be overwhelming. A lawyer experienced in cycling accidents can help you understand your rights, file claims properly, and fight for the compensation you deserve.
Final Word
Being hit and left behind is devastating, but you still have options. Whether the driver is found or not, you don’t have to face the aftermath alone. At the Parks Law Firm Cycling Team, we’re cyclists ourselves, and we’re here to connect riders with lawyers who know how to handle these cases.
Important Note
This article is for informational purposes only and does not constitute legal advice. Every case is unique, and laws may vary depending on your state. If you’ve been in a hit-and-run cycling accident, consult with a qualified attorney to understand the options available in your specific situation.👉 Were you hit while riding? Contact us today — we’ll help you fight back.
